Is a finance company required by law to send you proof of the debt, they say you owe? | All About Money Online

If you have a debt that you have disputed and even tried to settle, Is a finance company required by law to send you proof of that debt? I have read that the collectors are required to also be licensed in the state you live in order to call and try to collect. If so, how do you check to make sure that person is licensed?

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Ilya_Perevalov
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